Chakravorti gave the dinner keynote at FinanceCom 2022 at the University of Twente in Enschede, The Netherlands. His talk was titled, The Impact of FinTech and Big Tech Firms on the Way We Pay.
In this keynote presentation, Bob Chakravorti discusses how FinTech and big tech firms are increasing competition in the payments space. Entry into payments, often allows these non-bank providers the ability to offer loans to underserved consumers and small merchants. In the rest of the talk, Chakravorti discusses the effectiveness of...
Using random forest estimation, we identify 14 key predictors out of 190 variables with the largest predictive power for MSMR adoption and usage of digital payments. Using conditional inference trees, we study the importance of sequencing and interactions of various factors such as public sector initiatives, technological advancements, and private...
In this blog, Chakravorti discusses incentives to increase adoption and usage of digital payments at micro, small, and medium retailers (MSMRs) globally. The blog discusses several findings from a recent World Bank study.
Bob Chakravorti and Chakra Advisors' Global Advisory Board members, Santiago Carbo and Francisco Rodriguez were key contributors to the recently published World Bank study on Incentives for Electronic Payment Acceptance.
The adoption of electronic payments and their frequent use is thought of as a first step for broader financial use for traditionally unbanked individuals and merchants. The purpose of this report is to analyze the design, implementation, and efficacy of many incentives implemented by different types of stakeholders around the...
Bob participated on the Visa Economic Empowerment Institute study team that produced its first major study titled, Small Business in the Digital Age: Recommendations for Recovery and Resilience.
Greater digitization of commerce has brought enormous benefits to businesses and consumers. By using digital payment capabilities and online marketplaces, many micro, small, and medium enterprises (MSMEs) are more able to compete with larger firms through greater customer choice and reach. This paper examines the results of a Visa Economic...
Bob gave three lectures at the National Institute of Bank Management in Pune, India in December 2019. He taught students on cryptocurrency, the current state of FinTech, and micro, small and medium enterprise lending and FinTech. The lectures were attended by finance professionals from various parts of India.