Incumbents and Disruptors

central bank digital currency
Short Topic Briefs

What Problems Do CBDCs Solve?

February 23, 2022 Bob Chakravorti, PhD
In this blog, Chakravorti explores the role of retail central bank digital currencies (CBDCs) and their impact on payments and banking, more fundamentally. CBDCs are digital representations of fiat currencies issued by central banks, but their existence may have wider implications than just for payments. Today, central banks around the...
stablecoin in hand

What Problems Do Stablecoins Solve?

Short Topic Briefs December 21, 2021
In this blog, Chakravorti discusses the roles for stablecoins and their ability to increase the use of cryptocurrencies for both payments and DeFi applications. He also discusses different ways to...
Money 2020 Conference

My Reflections on Money 20/20

Short Topic Briefs November 01, 2019
Although Anil Aggarwal had personally invited me back in 2012 to Money20/20, I only made it to the conference this year. Catching up with attendees after past conferences, I always...
Libra

Global Money: Facebook's Libra?

Short Topic Briefs June 28, 2019
Generally, cross-border fund transfers occur over proprietary platforms requiring multiple intermediaries including banks. How do we provide payment mechanisms to the greater than 1.7 billion people without access to bank-intermediated...
Incumbents and Disruptors

FinTechs, Incumbents, and the Future

Short Topic Briefs October 16, 2017
FinTech or financial technology has become an industry of great interest for investors, financial service professionals, consumers, businesses, and policymakers. From 2012 to 2017 Q2, VC-backed FinTech firms raised $50...