Bob presented preliminary findings from a forthcoming World Bank working paper, titled "Assessing Incentives to Increase Digital Payment Acceptance and Usage: A Machine Learning Approach," to the DFS & Tax Working Group at the International Centre for Tax and Development. The project investigates incentives to increase merchant acceptance of digital payments. The paper is joint work with Jeff Allen, Santiago Carbo, Francisco Rodriguez, and Oya Pinar Ardic Alper.